Terms of Service

1. Acceptance of terms

By creating an account or using Hovra.co (“the Service”) at hovra.co, you agree to these Terms of Service (“Terms”). The Service is operated by Anmi Studio LLC, a New York limited liability company (“we”, “us”, “our”). If you do not agree to these Terms, do not use the Service.

2. What Hovra.co is

Hovra.co provides AI-generated tools and information to help homeowners in the United States plan and manage renovation and construction projects. Account sign-up and use of paid features is currently available only to users located in the United States. This includes budget analysis, materials guidance, contractor interview questions, project briefs, checklists, and related content.

3. AI-generated content disclaimer

All content generated by Hovra.co is produced by an artificial intelligence system and is provided for informational purposes only. It does not constitute professional advice of any kind — including but not limited to legal, financial, engineering, architectural, or construction advice.

AI-generated content may contain errors, omissions, or inaccuracies. Hovra.co does not guarantee that any generated content is complete, correct, up to date, or suitable for your specific situation.

Always consult a licensed professional — such as a contractor, architect, engineer, or attorney — before making decisions about your renovation or construction project. Do not rely solely on AI-generated content for any decision that affects your health, safety, finances, or property.

4. Payments

Some features of the Service require a one-time payment per project. We may change prices at any time. Price changes apply only to new purchases made after the change takes effect — projects you have already paid for are not affected. All payments are processed securely by Stripe.

No subscription: Unless otherwise stated, Hovra.co charges a one-time fee per project — not a recurring subscription.

Refunds: Due to the nature of AI-generated content being delivered immediately upon generation, we do not offer refunds once any paid tool has been generated for a project. If you paid for a project and have not yet used any paid tools, you may request a refund within 7 days of payment by contacting us. If you experience a technical issue that prevents content from being generated, contact us and we will review your case.

5. Your account

You are responsible for maintaining the security of your account credentials and for all activity that occurs under your account. You must provide accurate information when creating your account. Anmi Studio LLC is not liable for any loss or damage arising from unauthorized access to your account due to your failure to maintain credential security.

You must be at least 18 years old and located in the United States to create an account. By signing up, you confirm that you are accessing the Service from within the United States.

6. Acceptable use

You agree not to:

• Use the Service for any unlawful purpose
• Attempt to reverse-engineer, scrape, or extract our system prompts or underlying AI logic
• Resell or redistribute AI-generated content as a standalone product without permission
• Submit false, misleading, or malicious input to the Service
• Attempt to gain unauthorized access to any part of the Service
• Use automated tools, bots, or scripts to interact with the Service beyond what is strictly necessary for normal use

We use automated systems to detect and prevent abuse. This includes generous rate limits on tool generation and Q&A interactions to ensure fair access for all users. These limits will not affect normal use.

7. Suspension and termination

We may suspend or terminate your account, with or without notice, if we determine that you have violated these Terms, engaged in abusive or fraudulent activity, or otherwise misused the Service.

If we terminate your account for a violation of these Terms, we are not obligated to refund any payments made.

You may stop using the Service at any time. To delete your account and associated data, contact us via the contact form.

8. Intellectual property

The Hovra.co platform, brand, system prompts, and underlying logic are our intellectual property. You may not copy or replicate them.

AI-generated content produced for your specific project is yours to use for personal, non-commercial purposes in connection with your own renovation or construction project. You may not resell, redistribute, or use this content to develop competing products or services. You retain ownership of the project information you input.

9. Limitation of liability

To the fullest extent permitted by law, Anmi Studio LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Service or reliance on any AI-generated content.

This includes, without limitation, any errors in cost estimates, contractor recommendations, materials guidance, or checklist items that result in financial loss, property damage, or any other harm.

10. Indemnification

You agree to defend, indemnify, and hold harmless Anmi Studio LLC from any claims, damages, or expenses (including reasonable attorneys' fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

11. Service availability

We aim to keep the Service available at all times but do not guarantee uninterrupted access. We may modify, suspend, or discontinue the Service at any time with or without notice. We are not liable for any interruption or discontinuation of the Service.

12. Changes to these terms

We may update these Terms of Service from time to time. When we do, we will update the effective date at the top of this page. Continued use of the Service after changes constitutes your acceptance of the updated terms.

13. Governing law

These Terms are governed by the laws of the State of New York, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Service shall be resolved exclusively in the state or federal courts located in Nassau County, New York, and you consent to the personal jurisdiction of those courts.

14. Entire agreement and severability

These Terms constitute the entire agreement between you and Anmi Studio LLC regarding your use of the Service and supersede any prior agreements. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Contact

If you have any questions about these Terms, please contact us.